This story is from April 05, 2025

How to loot an ATM in Inzoi

In the life simulation game Krafton, players in Inzoi can attempt to loot ATMs for quick cash by hacking. This high-risk activity requires a low Karma level and programming skills. While ATM heists offer modest rewards, they come with significant risks such as police arrest, hunger/tiredness consequences, and potential death. Preparation and luck are crucial for success.
How to loot an ATM in Inzoi
(Image Via Krafton)
In Inzoi, if you need some quick cash to explore a life of crime, including hacking, the ATMs will bring in easy money. It is a high-risk criminal activity, and to pull off a successful heist is not as simple as pressing a button. There can be some disastrous consequences, including jail time. But if you are ready to step up and take a chance, here is how you can maximize your chance of getting away with the digital heist within the life simulation game of Krafton.

Steps to loot an ATM in Inzoi

How to Hack ATM on inZOI
Before you attempt the hack, your Karma level must be low or bad. The prerequisite can be achieved by picking negative dialogue options, fighting the other Inzois, vandalizing the properties like vending machines, and purchasing Devil Donut. The purchase gives an instant Karma drop for 100 Meow coins.Once you achieve a low Karma, follow the steps below to loot an ATM in Inzoi.
  • Locate the ATM on sidewalks.
  • Check for the needs of Zoi— hunger or fatigue could increase the risk of failure.
  • Interact with the ATM.
  • Select Karma Action.
  • Lastly, choose Hack and hope for the best.
Your success will be dependent on your programming skills— it is highly recommended to have Level 6+. It can be improved by using a computer and reading books. It would also depend on Zoi’s mood. Well-rested and happy Zoi will have better odds.

Weighing risks and rewards of looting ATM

Even with the right prep, there’s always a chance that things could go wrong.
  • Small payouts. Even after success, the rewards are just modest.
  • If Zoi is hungry/tired, the ATM might zap her to death.
  • Police arrest. If the cops are nearby, you will be instantly jailed.
If you fail, “reload a previous save” to try again. For a safer criminal path, you can consider joining a gang or stealing from the vending machines.

Is the loot worth it?

The ATM heists are low-reward, high-risk cases. It is definitely fun for the roleplay but quite an inefficient choice to make money. So, if you are after wealth or a criminal lifestyle, try something else, like joining Bliss Bay gang members for backup. Also, if determined to play as the hacker thief, just save before every attempt and hope that luck stays in your favor.
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