Bank of India recruitment 2025: Registration window closes today for 514 Credit Officer posts; direct link to apply here

Bank of India recruitment 2025-26: The Bank of India (BOI) will close the online application window for Credit Officer recruitment today, January 5, 2026. Interested and eligible candidates still have time to apply for a total of 514 Credit Officer vacancies announced under the General Banking Officer (GBO) stream. The recruitment drive is being conducted for experienced officers across different management grades.

Eligible candidates can submit their applications online through the official website at bankofindia.bank.in before the deadline.

Bank of India recruitment 2025-26: Vacancy details

The 514 posts are divided across three management scales:

• Senior Management Grade Scale-IV (SMGS-IV): 36
• Middle Management Grade Scale-III (MMGS-III): 60
• Middle Management Grade Scale-II (MMGS-II): 418
• Total: 514

Reservation for Scheduled Caste (SC), Scheduled Tribe (ST), Other Backward Classes (OBC), Economically Weaker Section (EWS) and Persons with Benchmark Disabilities (PwBD) will be provided as per Government of India rules.

Bank of India recruitment 2025-26: Eligibility criteria

Educational qualification
Candidates must have a graduation degree from a recognised university. Professional qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Institute of Cost and Works Accountants of India (ICWA), or Master of Business Administration (MBA) / Post Graduate Diploma in Business Management (PGDBM) in Banking or Finance are preferred, depending on the post and scale.

Age limit (as on November 1, 2025)

1. MMGS-II: 25 to 35 years
2. MMGS-III: 28 to 38 years
3. SMGS-IV: 30 to 40 years

Age relaxation is applicable for SC, ST, OBC, PwBD and Ex-Servicemen candidates as per government norms.

Experience

1. MMGS-II: Minimum 3 years of officer-level experience after qualification, with at least 2 years in MSME, corporate or commercial credit
2. MMGS-III and SMGS-IV: 5 to 8 years of relevant experience in banking and credit-related roles, as per the scale

Bank of India recruitment 2025-26: How to apply

Applicants can go through the steps given here to submit the application online:

• Get to the official site bankofindia.bank.in
• Select the Careers tab
• Open the link for Recruitment of Credit Officers in GBO Stream 2025-26
• Click on the Apply Online link
• Complete the registration process and keep the registration number and password safe
• Pay the application fee online in accordance with your category
• Submit the application form
• Take a screenshot of the confirmation page for future reference

Direct link to apply here.

Bank of India recruitment 2025-26: Selection process

The selection process will include the following stages:

1. Shortlisting of applications
2. Online examination and/or interview, depending on the number of applicants

The examination will test candidates on professional knowledge, reasoning ability, quantitative aptitude, and credit and risk management concepts.

Candidates are advised to regularly visit the official website for the latest updates related to Bank of India recruitment 2025-26.Ready to navigate global policies? Secure your overseas future. Get expert guidance now!