Why a delay in filing doesn’t void your health claim

Lawyers and consumer rights experts argue that procedural delays should not automatically extinguish a genuine claim, especially when the insurer does not otherwise dispute its validity or admissibility.

Teesta tangle: Will Dhaka-Beijing bonhomie push India on water pact?

Article image for: Teesta tangle: Will Dhaka-Beijing bonhomie push India on water pact?

If India and Bangladesh fail to revive momentum on Teesta, the dispute risks evolving into a far larger geopolitical contest — one which China would seek to exploit

Article image for: Do you wish to reduce your monthly petrol/diesel/electricity bill?

Do you wish to reduce your monthly petrol/diesel/electricity bill?

Domestic energy prices remain volatile, but you can switch to green alternatives to protect your household budget

Article image for: Opinion: Why BJP's Bengal win is bad news for China, Pak and the US

Opinion: Why BJP's Bengal win is bad news for China, Pak and the US

BJP's Bengal win strengthens PM Modi’s hand in dealing with Bangladesh and with both the great powers – China and the US. Pakistan, too, will be particularly unsettled

Article image for: Hantavirus: Why India need not worry about a Covid-like pandemic

Hantavirus: Why India need not worry about a Covid-like pandemic

A rare hantavirus outbreak at sea has sparked worldwide concern after multiple deaths and emergency evacuations from a luxury cruise liner. Doctors, however, say the chances of a Covid-like global spread remain extremely low.

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Article image for: India’s abortion law still denies women full choice

India’s abortion law still denies women full choice

A pregnant 15-yr-old’s ordeal again underscored the conceptual flaw in our abortion law. MTP law, despite amendments, makes terminating pregnancy an arbitrary process. Everyone has a say, except the woman

Article image for: Are we ready to follow Modi's command 'To be Indian and buy Indian'?

Are we ready to follow Modi's command 'To be Indian and buy Indian'?

We have had time to prepare for the challenges we may face now with the conflict in West Asia. But we didn’t get our house in order. Hopefully, there is still time to do the heavy lifting and rise to PM’s appeals

Article image for: What India needs to understand to truly be a 'Vishwaguru'

What India needs to understand to truly be a 'Vishwaguru'

India’s strength has never come from imagined civilisational supremacy or from screaming insults at 'Macaulay’s children'.

Article image for: 'Cut back': Modi is warning India about what comes next

'Cut back': Modi is warning India about what comes next

He’s basically preparing the country for tough decisions GOI has to take. Aside from fuel price hikes, there may be some mild curbs. But extravagant poll promises by all winning parties, including BJP, make economic management that much tougher

Article image for: Why Modi wants you to spend less (and what it says about India’s economy)

Why Modi wants you to spend less (and what it says about India’s economy)

Fuel, gold, edible oil, foreign travel, and fertilisers — how much do they cost India, and how much do they matter right now?

Article image for: Why your waistline in midlife may decide how fast your brain ages

Why your waistline in midlife may decide how fast your brain ages

A long-term study has found that visceral fat, not just overall body weight, is closely linked to brain aging and cognitive performance. It also suggests that waist size and blood sugar may matter more than BMI alone

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Article image for: Why India’s summers are getting hotter (and feeling worse)

Why India’s summers are getting hotter (and feeling worse)

India’s heatwave geography is shifting fast. A new study shows extreme heat is lasting longer, spreading beyond old hotspots and making warm nights, humid cities and outdoor work far more dangerous for millions across the country

Article image for: Hanta It Down: Why This Virus Won’t Cruise To India

Hanta It Down: Why This Virus Won’t Cruise To India

First, Andes strain found on cruise ship is deadly, but most occupants, including two Indians, are under quarantine. Second, Hantavirus strains found in Asia aren’t big killers. Third, India’s disease surveillance is reliable

Article image for: Fit, healthy and still at risk of heart disease? Soha Ali Khan has a solution

Fit, healthy and still at risk of heart disease? Soha Ali Khan has a solution

Doctors say that if there’s a history of heart attacks in your family, routine tests may not capture how much at risk you are even at young ages

Article image for: An open letter to Tamil Nadu CM Joseph Vijay

An open letter to Tamil Nadu CM Joseph Vijay

Five days of turbulence before your swearing-in may well prove to be a teaser; brace for five years of backstabbing and frontal attacks. You did the right thing by waiting...

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Article image for: What an Election, SIR-Ji

What an Election, SIR-Ji

The Election Commission’s interference in these elections has muddied the waters and precludes any clear analysis of how people voted.

Article image for: How the Election Commission has damaged faith in Indian democracy

How the Election Commission has damaged faith in Indian democracy

Are the Indian government and the Election Commission rewriting poll rules unilaterally and putting democracy in peril?

Article image for: Opposition should have backed delimitation

Opposition should have backed delimitation

Analysts had expected BJP to invoke equal representation to increase the proportion of seats in the Hindi belt, where family planning was weakest, and the population expansion was highest. Instead, it proposed a flat 50% increase in seats for all states regardless of population. BJP has the moral high ground and sounder logic

Article image for: Some Muslims want a party of their own. But is that the answer?

Some Muslims want a party of their own. But is that the answer?

As mainstream parties grow wary of courting Muslim voters, debates within the community are becoming sharper. Can a new political platform give Muslims a stronger voice without falling into identity politics?

Article image for: Why is Nepal upset about Kailash Manasarovar Yatra?

Why is Nepal upset about Kailash Manasarovar Yatra?

As one of Himalaya’s oldest pilgrimage traditions opens for another season, Nepal is asking why India and China are using a route it claims as its own

Article image for: Will The Double Engine Model Help Suvendu? Yes & No

Will The Double Engine Model Help Suvendu? Yes & No

On the economic front,Bengal is now likely to get a lot of help from Centre. But carrying out some parts of BJP’s ideological work, may face stiff resistance

Article image for: Can Vijay Carry The Franchise?

Can Vijay Carry The Franchise?

Tamil Nadu has a non-Dravidian govt after six decades. But its new CM’s campaign speeches have been exemplars of vacuity, we have few clues about how TVK will interpret voters’ desire for change

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Article image for: ‘Brown boy’, ‘sex slave’, ‘I own you’: The allegations against senior JPMorgan executive

‘Brown boy’, ‘sex slave’, ‘I own you’: The allegations against senior JPMorgan executive

A 35-year-old former South Asian-origin employee of JP Morgan Chase has made some shocking claims of being pressured into “non-consensual and humiliating” sexual encounters by a senior female colleague. She has categorically denied all allegations

Article image for: How US spread a lie to rescue a pilot of a jet shot down in Iran

How US spread a lie to rescue a pilot of a jet shot down in Iran

It was a race against time because the Iranian forces were also looking for the pilot in a remote mountainous area and had announced a hefty reward for his capture. But it appears from most available accounts that the Iranians bought into the CIA’s disinformation campaign and were led away from where the pilot was hiding

Article image for: When The Voice That Once Called Out “Didi” Falls Silent

When The Voice That Once Called Out “Didi” Falls Silent

Defeat has exposed in TMC a rot that runs deep. Plus, like Pawars & Yadavs, Banerjees will see intra-family strains testing political bonds. BJP will be relentless. Mamata’s first test, and a tough one, will be upcoming municipal & panchayat polls

Article image for: Why India’s crime data may look very different in 2027

Why India’s crime data may look very different in 2027

India’s crime rates may appear to improve dramatically in 2027 — but will the decline reflect safer cities or just a statistical reset driven by new Census data?

Article image for: Why are Indian oncologists turning to Chinese cancer medicines?

Why are Indian oncologists turning to Chinese cancer medicines?

Lower-cost, latest-generation immunotherapies from China are a shot in the arm for Indian cancer patients who have been priced out of treatment by expensive drugs from western MNCs

Article image for: A missile that can target all of Pak & China: Inside India’s ‘Mission Divyastra’

A missile that can target all of Pak & China: Inside India’s ‘Mission Divyastra’

India has successfully test-fired the 5,000 km-range, nuclear-capable Agni-5 missile with an MIRV system, joining an elite group of nations including the US, Russia, and China

Article image for: AI can do your job. But that's not why you will lose your job

AI can do your job. But that's not why you will lose your job

The long run is too distant. Here’s what AI is doing inside your job right now

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Article image for: ‘Best Sign That Our Trains Got Safer, Is Fewer Headlines!’

‘Best Sign That Our Trains Got Safer, Is Fewer Headlines!’

GOI’s railways minister argues that the past decade has seen clear policy, sustained funding, and modern technology transform the safety ecosystem of Indian Railways

Article image for: LeT terrorist Yousaf Afridi killed. How India's enemies are dropping dead in Pakistan

LeT terrorist Yousaf Afridi killed. How India's enemies are dropping dead in Pakistan

In a pattern that has become familiar over the past few years, a key Lashkar-e-Taiba leader was killed by unknown gunmen just days after another one survived an assassination attempt

Article image for: Gold and silver had a blockbuster run. Now they’re falling. Should you buy, hold or exit?

Gold and silver had a blockbuster run. Now they’re falling. Should you buy, hold or exit?

This isn’t how safe havens are supposed to behave in a crisis. So what’s changed — and what should you do next?

Article image for: How to proceed against deficiency in corporate hospital care? Top lawyers answer this and more

How to proceed against deficiency in corporate hospital care? Top lawyers answer this and more

Every week TOI+ subscribers send in legal questions and our panel of leading experts offers well-considered, practical, and actionable opinions on every query. From property disputes to inheritance matters, divorce queries to income tax issues, My Lawyer connects you directly with experts you can trust

Article image for: Talking death over coffee and cake

Talking death over coffee and cake

From cafes and literacy festivals to doulas and yoga circles, people are finding newer, gentler spaces to tackle loss and end-of-life care

Article image for: Char Dham tourism, and the need to balance economy with ecology

Char Dham tourism, and the need to balance economy with ecology

As pilgrim traffic surges in the Himalayas, faith, fragile mountains and unchecked growth are on a collision course

Article image for: The smart case for dumbphones

The smart case for dumbphones

The old-school handset, with no internet and no apps, is making a comeback as users tire of doomscrolling and constant pings, fear privacy breaches

Article image for: Kerala’s results produced an obvious CM. Why is Congress pretending otherwise?

Kerala’s results produced an obvious CM. Why is Congress pretending otherwise?

Congress has a historic mandate and and the architect behind it is evident. The only thing standing in the way of announcing the CM is the Congress and its old instincts of factionalism, seniority and high-command management

Article image for: ‘Honeytrapping’, influencers, reels: What BCCI has warned IPL teams against

‘Honeytrapping’, influencers, reels: What BCCI has warned IPL teams against

The cricket board has taken exception to the presence of unauthorised persons in team dugouts and hotels as well team owners' interactions with players and match officials.

Article image for: Is night-time chest pain due to gas, acidity or the heart? Top doctors answer this, and more

Is night-time chest pain due to gas, acidity or the heart? Top doctors answer this, and more

Every week, TOI+ subscribers ask questions about their health and India’s top doctors reply with clear, evidence-based guidance. From heart disease to diabetes, cancer to mental health, Hello, Doctor connects you directly with experts you can trust

Article image for: Can the government still afford to keep fuel prices unchanged?

Can the government still afford to keep fuel prices unchanged?

India is the only major oil importing country to have not raised prices through the West Asia crisis. With polls now over, the government may have no choice but to pass the cost of rising crude to to the consumer

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