debt management News

Applying for too many credit cards at once can harm your credit score. The 2-3-4 rule suggests limiting applications to two within 30 days, three in a year, and four in two years. This approach helps manage spending, avoid fees, and build a stronger credit profile over time.

Festival shoppers are prioritizing swift loan approvals and digital ease over interest rates, a recent survey found. Over 10,000 participants revealed a strong preference for quick, paperless processes, with many opting for personal loans for home upgrades and electronics. This trend signals a growing comfort with credit for lifestyle aspirations.