elss

ITR filing FY 2025-26: Think of your documentation as evidence; the income tax department already has digital footprints of your transactions, and your job is to match them accurately.

Equity Linked Savings Schemes (elss) are popular tax-saving options with a 3-year lock-in period. They offer higher returns compared to fixed-income products and flexibility in investments. Capital gains from elss are taxed at 10% on gains exceeding Rs 1 lakh. elss schemes have delivered an average return of 16.26%.

There are investment tools like equity shares, mutual funds, fixed deposits, gold, real estate, etc. that attract everyone. Equity Linked Saving Scheme (elss) mutual funds wins over other investment tools as it helps in building wealth while saving tax.

Capital markets regulator Sebi has allowed mutual funds with active Equity-Linked Savings Schemes (elss) to launch passive schemes, a move that will provide a cost-effective and tax-saving alternative to individual investors.

Equity-linked savings schemes (elss) are losing favor among investors as many switch to the new tax regime, which lacks Section 80C benefits. Consequently, Q1 FY26 saw net outflows of Rs 1,616 crore from elss funds. With a shorter lock-in period and equity-oriented returns previously attracting investors, elss now experiences slower growth compared to other equity funds.

Equity-linked savings schemes, or elss funds are great option for tax saving investment plans, however, they come with a lock-in period of three years.

If you wish to combine tax savings with wealth creation, start an SIP in an elss fund early in the financial year.

As tax planning season approaches, investors are looking at Equity Linked Savings Scheme (elss) for its dual benefits of capital appreciation and tax exemption. elss mutual funds provide tax exemption on investments up to Rs 150,000 under Section 80C of the Income Tax Act. Experts recommend focusing on the time horizon and considering risk-adjusted returns when investing in elss.

Given its high equity exposure, elss scores over the NPS for long-term wealth creation. Those who have not exhausted their section 80C limit of ₹1.5 lakh should first go for elss, and utilise the additional NPS window up to ₹50,000. Having said that, note that investment choices should not be guided merely by tax savings.

When it comes to investment, it should not be looked at from a tax saving purpose only. The investment amount of Rs 1.5 lakh is huge money and you should be very careful about where you invest your hard earned money.

It's that time of year when taxpayers under the old tax regime - mostly the salaried class - rush in to invest that extra amount to help them save some taxes under section 80C of the Income Tax Act. The tax saving options available to taxpayers are: Equity Linked Savings Schemes (elss), National Savings Certificate (NSC), PPF, NPS, fixed deposits (FDs), life insurance plans and a few others.

Can elss be really used for creating wealth? Every investor needs to have a defined financial goal before diversifying his or her investment portfolio. That’...

elss funds are essentially diversified equity funds and carry the same risks.

When you invest your hard-earned money in the equity market, there are chances that you might lose some of it. But if you choose your investment wisely and i...

Soon after coming to power, the new government increased the section 80C limit under the Income Tax Act by Rs 50,000 per annum to Rs 1.5 lakh, and gave some other incentives to retail investors to save more.

It’s that time of the year when taxpayers rush to either invest in or buy a some financial products which will lessen their total tax burden once the financial year ends on March 31.

All businessmen as well as working professionals want to save as much tax as possible. That’s because the tax is an expenditure just like any other expense, ...

The lock-in period for the investment made in mutual funds under the Equity Linked Savings Scheme (elss) will be three years.

It's just not investors in diversified equity mutual funds (MFs) who have reaped the benefit of the buoyancy in markets.

Despite a late recovery that enabled equity linked savings schemes (elss) to close fiscal 2011 with net inflows, their sales in March, when most taxpayers buy products in the space, have dropped 20.4% year-onyear (y-o-y) to Rs 805 crore.

Investing in tax saving schemes is an smart way to reduce your income tax liability. There are many ways you can reduce your tax burden using multiple tax saving schemes available such as Life Insurance, Pension Plans, Health insurance or Mediclaim, NPS or Tax-saving mutual funds.

Is it prudent to keep your money in a tax-saving mutual fund scheme beyond the mandatory lock-in period of three years? A large number of investment experts think otherwise.

Equity Linked Saving Schemes (elss) is an equity mutual fund which not only helps to save tax, but also provides opportunity to grow investors money.